Because insurance forms a vital ingredient of any travel arrangement, we provide a specialist group insurance policy. The insurance is underwritten by reputable Insurers Union Reisversicherung AG via Fogg Travel Insurance Services Limited who are both authorised and regulated by the Financial Services Authority (FSA).
Summary of Cover
Summary of Cover| Section | Limit of Liability | Sub-limit | Policy Excess |
|---|
| **Cancellation & Curtailment | Up to final NST invoice amount | N/A | €40 / £30 |
| Personal Possessions | €2,000 / £1,000 | - Single Article Limit: €320 / £250
- Passport: €130 / £100
- Delayed Possessions: €130 / £100
| €40 / £30 |
| Money | - €650 / £500 (Adults), €250 / £200 (Under 18)
- *€650 / *£500 (Money held by leaders)
- *€650 / £500 (Emergency Funds)
| | €40 / £30 |
| **Emergency Medical Expenses | - €1,250 / £1,000 (Home Country)
- €2,500,000 / £2,000,000 (Elsewhere)
| Additional Expenses €13 / £10 per day (maximum €400) | €40 / £30 |
| Personal Liability | €1,250,000 / £1,000,000 | N/A | €70 / £50 |
| Organiser’s Liability | *€6,400,000 / *£5,000,000 | N/A | €70 / £50 |
| **Personal Accident | €32,000 / £25,000 | Under 16 years €6,400 / £5,000 in respect of Death | N/A |
| Legal Advice & Expenses | €32,000 / £25,000 | N/A | N/A |
Notes
£ = Pound Sterling
* Applicable only to groups with participants in full time education.
** If you will be 75 years or over on the date of departure please refer to the section headed ‘Health & Age Restrictions’ within the Policy
For full copy of the NST Group Travel Insurance Policy, please contact NST.
